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  <title>Homes in Triad NC — Real Estate with Teresa Overcash</title>
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  <copyright>&#169; 2026 Teresa Overcash Realty ONE Group Results</copyright>
  <itunes:author>Teresa Overcash</itunes:author>
  <itunes:summary>Teresa Overcash — 30 years and over 10,000 NC closings — talks Triad, Wilkes County, and NC High Country real estate. Timing, pricing, negotiation, and the math behind each transaction.</itunes:summary>
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  <pubDate>Fri, 08 Aug 2026 21:00:00 -0400</pubDate>
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    <title>NC Due Diligence Fee Explained — Why Your Florida Rules Do Not Apply</title>
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    <pubDate>Fri, 08 Aug 2026 21:00:00 -0400</pubDate>
    <description>Ray Mercer relocated from Florida and lost a house in Lewisville NC because he refused to write a check he did not understand. Teresa Overcash explains what the due diligence fee actually buys, why the earnest money is still refundable, and why NC contract mechanics differ from every other Southeast state.</description>
    <itunes:author>Teresa Overcash</itunes:author>
    <itunes:duration>5:20</itunes:duration>
    <itunes:episode>3</itunes:episode>
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    <title>First-Time Homebuyer Questions Answered — Triad NC 2026</title>
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    <pubDate>Fri, 08 Aug 2026 19:00:00 -0400</pubDate>
    <description>Maya, a first-time buyer, thought she needed 20 percent down. Teresa walks through the real numbers: 3.5 percent FHA, 5 percent conventional, 0 percent VA and USDA options, seller-paid closing costs, and why 6.5 percent is historically a strong mortgage rate.</description>
    <itunes:author>Teresa Overcash</itunes:author>
    <itunes:duration>10:11</itunes:duration>
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    <title>Selling Your Triad NC Home This Fall 2026 — Timing and Pricing Math</title>
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    <pubDate>Fri, 08 Aug 2026 07:00:00 -0400</pubDate>
    <description>Teresa Overcash explains why September and October Triad NC listings average 18 to 24 days on market with 30 to 40 percent less competition, and the pricing math that decides whether you close before Thanksgiving.</description>
    <itunes:author>Teresa Overcash</itunes:author>
    <itunes:duration>20:58</itunes:duration>
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