← All episodes · Episode 13
22:06 · Published August 14, 2026
A 22-minute walk through how home warranties actually work in North Carolina in 2026. What separates a service contract from an insurance policy. The three plan tiers — Basic Systems, Systems Plus Appliances, Premium — and what they realistically cost in the Triad. The exclusion list that matters more than the coverage list. The real claim math on HVAC compressors, water heaters, dishwashers, and ductwork. How to verify a warranty company is registered with the NC Department of Insurance under NCGS 66-370 before writing a check.
The 20-minute article version of this deep-dive lives at homesintriadnc.com/blog/nc-home-warranty-2026-triad-buyer-what-it-covers-what-it-does-not-price-guide with pricing tables, exclusion tables, and claim math.